Skip to content
🤖 Free on Android 🔒 100% Private 📱 Works Offline

Can you afford that life decision?

Before you quit, buy a house, or have a baby — see exactly how it changes your financial safety. No spreadsheets. No guessing. Just clarity.

12 months

Bottom Burger

Survival mode: rent, food, minimum debt payments

8 months

Decent Burger

Current lifestyle: all expenses included

67%

Freedom Burger

Financial independence: work becomes optional

85

Safety Score

Very Secure

The problem is not the math. It is the fog.

Can I afford to quit my job?

Is now the right time to buy a house?

What if I lose my income for 6 months?

Can we afford to have a baby?

Spreadsheets are overwhelming. Advisors are expensive. You need a clear picture of your runway — tonight.

See what happens before you live it.

Bunwise turns your numbers into three burgers and a safety score — in plain language, on your device.

See How It Works

Everything you need to make a money decision

Stop wondering if you can afford it. Start knowing.

🍔

The Three-Burger System

Your financial safety, visualized

Forget complex charts. We measure your financial health in three simple layers:

🟢 Bottom Burger: How long can you survive on essentials only?

🟡 Decent Burger: How long can you keep your current lifestyle?

🟠 Freedom Burger: How close are you to never worrying about money again?

💬 Example: “Your bottom burger can last 12 months. Your decent burger can last 8 months. You’re 67% toward financial freedom.”

💯

Your Safety Score

One number that tells you where you stand

A 0–100 score that shows how financially secure you are. We check:

Emergency fund strength
Monthly cash flow health
Long-term savings progress
Debt pressure level
Stress-test resilience
MOST POPULAR
🎮

Simulate before you decide

See the future before you live it

Test any major life decision in about three minutes:

Quitting your job for 6 months

See your runway length

Buying a $500,000 home with 20% down

Impact on emergency fund

Having a baby (birth costs + childcare)

Full family budget impact

Starting a business with $50k runway

Burn rate analysis

Result: “This will drop your safety score from 85 to 72. Your decent burger will last 6 months instead of 8. Still doable, but tight.”

🌩️

Stress tests

Prepare for bad weather

See how you’d handle worst-case scenarios:

  • • Losing your job for 6 months
  • • Income drops by 20%
  • • Rent increases by 15%
  • • Investment portfolio drops 25%
  • • Unexpected $10,000 emergency
📊

30-year timeline

See your financial future

Watch your money grow (or shrink) over time. See when you might hit milestones — or run into trouble.

🔒

Private by design

Your data never leaves your phone

No cloud sync. No account. No ads in this version. Your financial information stays on your device.

How it works

Clarity in three short steps

1

Enter your numbers

Income, expenses, savings, and debts. About three minutes — no spreadsheet required.

We only ask for what matters: monthly income, essential expenses, comfortable expenses, emergency savings, and any debts.

2

See your financial safety

Instantly see your three burgers and safety score. Know exactly where you stand.

Example: “Your bottom burger: 12 months. Your safety score: 85/100. You’re in good shape, with room to improve.”

3

Test any decision

Quit, buy, have a baby? Run the simulation and see what happens to your finances.

See how many months of runway you’ll have, what your new safety score will be, and whether it still feels safe.

What people say

💼

"I was terrified to quit my job. Bunwise showed me I had 8 months of runway. That gave me the confidence to finally start my business."

Sarah Chen

Entrepreneur, San Francisco

🏠

"We thought we couldn’t afford a house. Bunwise helped us see that with our savings, we could actually do it — and still have a healthy safety net."

Mike & Jessica

First-time homebuyers, Seattle

👨‍👩‍👧

"The stress tests opened my eyes. I realized I needed to build my emergency fund before expanding my family. Now I feel prepared."

David Liu

Software engineer, New York

Common questions

Is it really free?

Yes. Core features are free. Plus unlocks a 30-year timeline, unlimited scenarios, and extra widgets — but the free version is enough for most people.

How accurate are the calculations?

Bunwise uses established planning ideas (including a 4% safe-withdrawal assumption) and scenario math. It is a planning tool, not a crystal ball — real life has surprises.

Do you share my financial data?

No. Your numbers stay on your device. There is no account and no cloud sync of your finances. See our Privacy Policy for the full picture.

Can I trust this over a financial advisor?

Bunwise is a planning tool, not a replacement for professional advice. Use it to understand your situation before you talk to an advisor.

What makes Bunwise different?

Most finance apps track spending. Bunwise answers the questions that keep you up: Can I quit? Can I buy? Can I afford this life change?

Stop guessing. Start knowing.

Make the next big money decision with a clear picture of your runway.

Free to start
No credit card
On-device private
Download for Android

Google Play now · iOS coming soon